When we have an accident and we get personal injury protection, we should consider making claim. Some people say it is hard enough to do but the following tips will help us to settle it easier. Let’s learn how to do it.
#1. Understand the Circumstance for Claim
Each personal injury policy can be different to each other. Before we experience any accident, we should really understand the circumstances in which we can make the claim. It helps us to get prepared and to avoid unnecessary actions.
#2. See the Doctor and Authorities Immediately
When we have an accident, we must immediately see the doctor to get examined and to get copies of the examination record. We should report it to authorities like employer and police and get copies of the report.
#3. Collect the Evidence
A claim will be thrown out directly when it does not have enough evidence. We must have records on detailed time of the accident from hour, day, date, and year. We should also attach the cause, medical and legal reports, eye witness contact, and other needed documents.
#4. Calculate More
When making the claim, we should also calculate our non-financial loss like the pain and others. The wise way to do it will be folding the amount for two or three times. Of course, the costs on medical care and property repair should be included too.
#5. Don’t Rush and Act Responsibly
Our claim will be investigated. During the process, we should not rush the process. Be patient, acting like you need the money but you do not force it. In addition to it, answer and act wisely to show responsibility. Claim from responsible person is highly considered.
#6. Make Protection on Other Evidence
Several evidences may lead to identification on the person causes the accident. The evidences should be hidden and protected especially when we did it. Small detail like torn clothing or bump on car should be hidden.
#7. Do It in the Right Time
Each policy rules it differently. However, we commonly cannot make any claim if the period between previous and recent claims is too short. So watch the record and never make a claim before the time. Specific option is given when accident happens before allowed time. Consult for it.
#8. Settle It on Small Court
Instead of settling the claim in big claim courts, that cost a lot bigger money as well, we should consider settling it on small court. Hiring professional lawyer on this field will be recommended though especially on big injury.
Reading on the tips, we understand that we only need to be quick but thorough while making the claim. We will need proper documentation so the claim can be settled down nicely. The tips are proven to work well every time.
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